Don’t waste any more time… Take action against your debt before your creditors take action against you. The aim of the Debt Counselling is to rearrange the consumerâs debts in order to meet their monthly living expenses. Description What is Debt Counselling? Debt Counselling is a voluntary process created by Government in the National Credit Act 34 of 2005 to assist/enable over-indebted citizens. The aim of the Debt Counselling is to rearrange the consumerâs debts in order to meet their monthly living expenses, to pay each of their creditors as much as they can afford and to settle their debts in a timeous period. Who qualifies for Debt Counselling? The process is for people who cannot pay their credit providers (creditors) or if they do pay all their creditors, they are left with little or no money for the rest of the month. It is a voluntary process and the consumer can only be assisted as far as what they are willing to be assisted. At DCGsa we also have our own in house legal consultants. (Lawyers and Advocates) If you become a client of DCGsa, we also provide the following services for our clients: Free Wills Administration of Estates Personal Budget Training etc.
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