EFF offering a solution to the dominance of banking’s Big Five: EFF offering a solution to the dominance of banking’s Big Five: The banking landscape is changing as costs to market entry fall. A relatively new entrant, Capitec, has grown from nothing into a significant player, the first state-owned bank, Postbank, is about to be licensed and unsecured lender African Bank … [Read more...] about EFF offering a solution to the dominance of banking’s Big Five